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Innovative App De-Mystifies Debt-To-Income Ratios Helping To Enhance Your Credit Scores
By Kamau Austin
Timothy Griggs, an accomplished entrepreneur in mortgages and real estate, is troubled with how debt hinders or marginalizes even his potential high income clients looking to buy real estate. According to an Oct 2019 article Of Make It On CNBC "Real estate is still the best investment you can make today, millionaires say...". Timothy is moved to create a tech solution to current credit and wealth creation problems.
Griggs is the Founder of The Good Steward, financial system (TGS), a mobile app that helps subscribers keep on top of their financial affairs. He is a mortgage broker with over 20 years experience and real estate investor. And his tech innovation is a timely tool for those looking to drive insightfully on the road to financial success.
Griggs often alludes to the fact that whether you are looking to buy your 1st home or rental properties you have to watch your debt-to-income ratio (DTI). Of course developing a good debt-to-income ratio is essential to utilizing a viable credit score and therefore geared towards buttressing financial success for most of us in the process.
Griggs is the Founder of The Good Steward, financial system (TGS), a mobile app that helps subscribers keep on top of their financial affairs. He is a mortgage broker with over 20 years experience and real estate investor. And his tech innovation is a timely tool for those looking to drive insightfully on the road to financial success.
Griggs often alludes to the fact that whether you are looking to buy your 1st home or rental properties you have to watch your debt-to-income ratio (DTI). Of course developing a good debt-to-income ratio is essential to utilizing a viable credit score and therefore geared towards buttressing financial success for most of us in the process.
However, understanding the protocols and algorithms on credit scores and debt-to-income ratio calculations is a mystery to many people. Nevertheless, app visionary Timothy Griggs, looks to demystify and harness the protocols and algorithms that inform debt-to-income ratios, credit scores, and ultimately mortgage/loan approvals to empower you towards your financial goals.
However, before we can truly appreciate what Timothy Griggs, and his TGS app, brings to the table let's take a look at how debt can hurt or help you.