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Thursday, May 7, 2020

Coronavirus Black Student Debt Crisis

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WHAT IS THE CORONAVIRUS BLACK STUDENT DEBT CRISIS?

Nationwide --  It is no secret that the student loan debt crisis of America has excessively impacted Black borrowers and burdened Black students with the most debt. Blacks are five times more likely than whites to default on their student loans with Historically Black Colleges and Universities (HBCU) graduates having 32% more debt than other students.

Many Blacks across the country are making real life decisions at gas stations, debating which is more important during the Corona shut-in, gas or their student loan. Sadly, after four years, Black graduates have almost twice as must student loan debt as their white peers at $53,000. During freshman year, nearly 9 in 10 Blacks borrow federal loans to attend four-year colleges, compared to 6 in 10 whites. Even students from well-off, college educated, two-parent homes experience the same disparities.

Americans owe $1.5 trillion in student loans with the total attributed to young adults the highest since right before The Great Recession. Four-year Black college grads take on $7,400 more in loans than their white peers according to Business Insider. "A 2018 analysis by the Roosevelt Institute found that white families have 12 times the amount of wealth as Black families."

Black Woman-Owned Startup Partners With Fiverr

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BLACK WOMAN-OWNED STARTUP PARTNERS WITH FIVERR TO SUPPORT MINORITY-OWNED SMALL BUSINESSES

Nationwide Margarita Barry is a Detroit area entrepreneur who is using Fiverr to help make a difference in under-supported communities across America during this time of crisis. After being laid off from her day job because of the COVID-19 pandemic, Margarita decided to pivot, and seize the opportunity to figure out a way for her impact-driven startup, I Am Mainstreet America, to help small business owners in her community and beyond.

Her idea, Mainstreet Mondays, is a new platform for discovering, supporting, and rewarding small businesses. The platform partners with brands to create challenges for small businesses and rewards them for sharing their stories and making their communities brighter.

Black Author's New Book, Fatherless Fathering

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AUTHOR'S NEW BOOK, "FATHERLESS FATHERING," HELPS MEN AND WOMEN WHO GREW UP IN BROKEN FAMILIES


Washington, DC Philanthropist, entrepreneur and author Jay Cameron has released a new book entitled Fatherless Fathering - A Practical Guide For Men & Women Who Lacked The Benefit of Being Properly Raised By A Father. The book aims to help those who grew up in a vicious cycle of broken family dynamics and despair so they can become the father or mother their children need.

Available on Amazon, Fatherless Fathering shares wisdom and hope with parents who lacked healthy fatherly guidance and are now struggling to find their way. He walks readers through his powerful, intense and graphic journey.

Fatherless Fathering uses lessons from Cameron's own story to share how to discover your true identity and pass it on to your children. He outlines how to take the good and leave the bad from your own childhood and break generational cycles to leave a legacy of strength and hope.

Free Black Magazines For CEOs and Speakers

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MAGAZINE FOR BLACK CEOS, SPEAKERS, AND AUTHORS RELEASES 3 FREE "LOCKDOWN" ISSUES NOW AVAILABLE FOR DOWNLOAD


Nationwide The three latest issues of Speakers Magazine are available to be read online and/or downloaded to all devices for free. Combined, they are being called the "Lockdown" issues as they provide key tips and solutions for professional speakers and event hosts who are learning how to pivot while on lockdown due to the COVID-19 pandemic.

"Speakers who planned in-person events in February, March and April suddenly had to cancel, postpone or change the delivery method of their events," said Pam Perry, publisher of the publication.

Zoom, StreamYard, Hopin and other video conference platforms are becoming the new normal. "Since the mandated lockdown quarantines across the country, our featured speakers and cover stories have figured out ways to get their message out via online media or streaming," said Perry.

Woman Founder Launches Black Biz App

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WOMAN FOUNDER LAUNCHES NEW APP TO CREATE REVENUE FOR BLACK BUSINESS OWNERS




Nationwide In less than two years, Melanin Enterprise (aka "ME") - The Black Professional Social Network has gained national notoriety for being one of the best mobile apps in the country for discovering and supporting local Black-owned businesses, creating economic independence, and connecting like-minded people together through Sip -N- Play, the company's signature Black professional trivia game night and our in-app, exclusive "RealTalk" group chat.

EMichele Paul, owner and founder of Melanin Enterprise, says that since 2018, her app has helped thousands of small black-owned businesses all over the country reach their targeted audience through free local advertising on their "All Black Everything" City Guide.