The New York District Office of the United States Small Business Administration covers 14 counties in Downstate which and is responsible for the delivery of SBA's many programs and services in New York City, Long Island and the downstate counties of Duchess, Orange, Putnam, Rockland, Sullivan, Ulster and Westchester.
Advice from Phil Andrews (LIAACC)" Insight on how to get a Small Business Administration loan:
• don't wait until you need the money, get early counseling & planning
• have some type of collateral (assets, equipment, real estate, etc.) Popular mistake made on SBA forms:
• not having your books right • put everything on the table (you never know when you're going to need capital) Best place to learn how to do a Cash Flow Analysis:
• Entrepreneurial Assistance Centers
• Small Business Development Centers They are free and some are located on colleges and universities. Your tax paying money supports you getting the best training in the world.
More advice:
• get involved in your community
• join your local chamber of commerce
• find a mentor
• talk to a successful person
Phil Andrews is the President of the Long Island African American Chamber of Commerce, Inc. an affiliate of the US Black Chambers, Inc. and Past President of the 100 Black Men of Long Island.
Mr. Andrews is also the President-Emeritus of the Black Public Relations Society-New York an affiliate chapter of the National Black Public Relations Society. Mr. Andrews has appeared on WABC Here and Now and NBC’s Positively Black. Mr. Andrews is a Black Enterprise BE Modern Man. For more information on the programs and activities of the chamber or to become a member today visit www.liaacc.org
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